Consumer Choice Award 2023–2027Your mortgage is too important to leave to chance.
You don’t need more mortgage options. You need help choosing the right one.
With access to a wide range of Canada’s leading mortgage lenders and 20+ years of experience, I help you compare the options, understand the differences and build a mortgage strategy that’s right for you.
Free — the lender pays me, not you. Takes about 2 minutes.
- 20+ years experience
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Rated 5.0 out of 5 across 59 Google reviews
- 40+ lenders compared
- 2023–2027 Consumer Choice Award
What can I help you accomplish?
Lower My Rate
Still locked into a higher mortgage rate? See whether making a change before renewal could save you money.
See If I Can Lower My RateAccess My Equity
You’ve built equity in your home. Find out whether putting some of it to work could improve your financial position.
Explore My Home EquityConsolidate My Debt
Life got more expensive. If higher-cost debts and monthly payments have accumulated, your home equity may provide a better way to structure them.
Review My OptionsBuying My Next Home
Already own a home and thinking about your next move? Let's look at your existing mortgage, your equity, and the smartest way to structure what comes next.
Plan My Next MoveMortgage approaching maturity?
If there's more to the decision than simply choosing another rate, let's take a closer look.
Review My SituationA mortgage isn’t just a rate.
Two mortgages with the same rate can have very different costs. Penalties. Prepayment privileges. Portability. Restrictions. Refinancing options. Lender policies. The differences aren’t always obvious when you’re choosing a mortgage - but they can become very important later.
That’s why I don’t start by asking, “What’s the lowest rate?” I start by asking, “What’s the right mortgage strategy for you?”
Your bank knows its mortgages. I know the market.
When you speak with your bank, they can help you choose from the mortgage products available through their institution. My role is different. I can look across a wide range of lenders, compare the options available to you and help you understand the differences before you make a decision.
Sometimes that means changing lenders. Sometimes the mortgage you already have is the right place to stay. The objective isn’t to move your mortgage. It’s to make sure you’re making the right decision.
Strategy beats rate.
I don’t sell interest rates. I build mortgage strategies.
More lenders. More options. One person helping you make sense of them.
Instead of being limited to the products available from one financial institution, I can compare mortgage options from a wide range of Canada’s leading banks, credit unions and mortgage lenders.
But access to more options isn’t the real advantage. Knowing how to compare them is.
Access to 40+ of Canada’s leading banks, credit unions and mortgage lenders — including:
I’ve been doing this since 2004. But my job has changed.
When I started in the mortgage business, many of my clients were buying their first homes. More than two decades later, the questions are different.
- Should I break my mortgage?
- Should I pay down debt or invest?
- Could my home equity be put to better use?
- Should I buy another property?
- How do I improve my monthly cash flow?
- How should my mortgage fit into retirement?
I’ve grown alongside many of the people I work with. And my own experience as a business owner and real estate investor has changed the way I look at mortgages too. I don’t see a mortgage as an isolated transaction. I see it as one part of your overall financial strategy.
Recognition & Reviews
Consumer Choice Award winner, four years running — voted by clients.
Read all 59 reviews on GoogleMark helped my partner and I get our first home 5 years ago. He advised us on the goverment supports for first time buyers. Mid the five-year mortgage cycle, he advised us on the right steps to follow to prepare for the mortgage maturity period and take the best advantage of our finances to get our second home and keep the first one as an investment…
Went through Mark as my mortgage broker, he was very easy to work with and gave exellent advise on how proced with my mortgage. He was well informed with today's housing market, and was available to talk whenever I had a question. I would have no problem recommending mark to anyone who is looking for a mortgage broker.
I've worked with Mark for the past 5 years and to say he goes above and beyond would be an understatement! Mark helped me with my first home purchase and recently negotiating my first renewal. He is thoughtful in answering my questions and is always proactively monitoring the market with my best interest in mind. Through working with Mark, I've felt a tremendous comfort of a having a true professional working in my corner (plus, I've saved a ton of money!)…
Specialized mortgage solutions
LOWER MORTGAGE RATE
Still locked into a high mortgage rate? Depending on your existing mortgage, the savings from moving to a lower rate can sometimes outweigh the cost of making the change.
See If Lowering My Rate Makes SenseHOME EQUITY OPTIMIZER
Your home may be sitting on significant equity. Find out whether restructuring your mortgage could improve cash flow, eliminate expensive debt or put that equity to better use.
Get My Home Equity ReviewBetter mortgage decisions start with better information.
You don’t have to figure this out yourself.
There are hundreds of mortgage options and plenty of places to find a rate. The harder part is knowing which option makes sense for you. Let’s look at where you are today, where you want to go and whether there’s a better mortgage strategy to get you there.
Consumer Choice Award 2023–2027 · Since 2004